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About Us

ur history started with John and Lin Simpson of Fort Dodge, Iowa in 1972. After creating one of Iowa’s largest premier Wellmark Blue Cross and Blue Shield General Agencies, John and Lin decided to open Kingston Life and Health in West Des Moines, Iowa naming Timothy Johnston as President. Mr. Johnston has an extensive knowledge and proven track record in Group Employee Benefits and fiduciary responsibility.

Building upon a rich tradition of 40 years of success, combined with local knowledgeable and experienced industry professionals, in December of 2007, the decision was made to create a specialty Group Employee Benefits firm. This firm, Kingston Life and Health provides a full range of brokerage services including Group Employee Benefits Consulting, Individual Medical Plans, Medicare Supplemental Plans, and General Agent Contracting. Kingston Life and Health will continue to leverage our strengths and past success for the benefit of our clients and future growth.

Kingston Life and Health clients will have access to our entire team of specialists making working with Kingston seamless and easy. Other detailed day-to-day services you can expect from Kingston Life and Health include;

• Benefits insurance consulting including alternative premium financing and self-funded solutions
• Maintain detailed client reference files
• Benefits and cost analysis
• Timely, detailed, and accurate insurance proposals
• Provide resources for COBRA, HIPAA, and FMLA questions
• Ensure implementation of policy changes with carrier(s)
• Act as a resource for difficult claims situations
• Ongoing compliance assistance with state and federal mandates
• Conduct employee benefits communication and enrollment meetings
• Provide printed health and wellness educational hand out materials

In addition to our day to day services, Kinston Life and Health has cultivated long lasting relationships with multiple major insurance markets for individual and group health, dental, life, disability, long term care, and business travel accident insurance policy’s. We also are a local authorized representative for Medicare, Medicare Supplement coverage, and the new prescription drug coverage Medicare Part D.

As we negotiate with our insurance markets, we examine your loss history, establish the necessary types of coverage consistent with your risk tolerance, choose carriers that provide superior service, and adopt the optimal funding arrangements for your specific needs. These relationships allow us to negotiate the best possible contracts and deliver cost efficient proposals for our clients.